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Because he was recently self-employed as a consultant - to his own former business - Jian was not able to qualify with traditional lenders due to his lack of a two-year history in his new job. Because of Jian’s prime credit score of 753, 30% down payment, and his lucrative consulting role with the business he had just sold, we were able to help him realize his dream of homeownership with a Community Mortgage.

Jian | Recently Self-Employed Consultant

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John Tvelia consistently seems to amaze me. His knowledge on products and his ability to answer the phone to go through scenarios is something I admire about John's work ethic.

Keep up the great work, John!!

Vinny S.

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Responsiveness is unmatched!

Tyler H.

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John Tvelia promoted a specific product that fit my clients’ exact need that no other lender has. With John’s attention to the product’s detail we were able to successfully close a very challenging deal.

John is a constant resource of knowledge and expertise and a go to for those  “fun” loans that need creative thinking.

Couldn’t have done it without him! Thanks John and David! ⭐️⭐️⭐️⭐️⭐️

Vinny S.

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Congratulations to my borrower A.A. on their bank statement refinance transaction.  It was a very complicated case. Thank you, John Tvelia, our AE at Change Wholesale for all the assistance you provided throughout the process.  And thank you to the wonderful team at Change Wholesale for providing a smooth closing.  

Khalil

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Change’s DSCR of 1.38% with a 20% down payment is a WOW! Thank you, John Tvelia, your effort and guidance was unrivaled!

Khalil

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John is always available and helps with scenarios and pricing that’s a huge plus!

Thanks John!

Vinny S.

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John Tvelia
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Account Executive