Press & News

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What are Non QM Loans? Understanding Non-Qualified Mortgages

What are Non QM Loans? Discover their meaning, examples, and how Non QM Loans differ from qualified mortgages. Learn about their benefits, drawbacks, and more.

Insights on Self-Employed Home Loans for Lenders and Brokers

Learn how a self employed home loan can help borrowers secure their dream home. Explore flexible loan options and expert insights from Change Wholesale.

Beyond the W2 – Exploring Alternative Loan Solutions for Today’s Diverse Borrowers

Discover non-QM loan and mortgage alternatives tailored for self-employed and credit-diverse borrowers. Learn about the numerous benefits with Change Wholesale.

DSCR Loans Explained: A Guide for Mortgage Brokers & Investors

Discover how DSCR loans work, who they benefit, and why wholesale mortgage brokers, lenders and non-QM borrowers are turning to this flexible financing option.

Treasury's responsible lending standards are good for mortgage lenders

October 8, 2024

The Treasury's Responsible Lending Standards (RLS) represent a crucial step toward fostering fair, sustainable lending practices.

Treasury reaffirms important regulatory exemptions for CDFIs

September 9, 2024

The United States Department of Treasury recently adopted new rules for Community Development Financial Institutions (CDFI).

Change Lending Names Madison Simm Chief Financial Officer

Change Lending is pleased to announce the appointment of Madison Simm as its Chief Financial Officer (“CFO”). Madison brings a wealth of experience and a proven track record of...

Private equity and insurance companies piling into residential mortgages

Private equity and insurance companies are diving back into residential mortgages, driven by strong macro factors and federal support! Discover how these investments are...

Change Lending Becomes a Member of the Federal Home Loan Bank of San Francisco

Change Lending, LLC (“Change”) proudly announces it has become a member of the Federal Home Loan Bank (FHLB) of San Francisco as of May 6, 2024. This milestone marks a...

For media inquiries, email media@changewholesale.com.

Change Lending, LLC dba Change Wholesale is a state-licensed mortgage lender, NMLS ID #1839. To verify licenses, visit . Headquartered at 175 N Riverview Drive, Suite C, Anaheim, CA 92808. AZ: Arizona Mortgage Banker License #0925326; CA: Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act and California Financing Law; CO: Regulated by the Division of Real Estate; GA: Georgia Residential Mortgage Licensee #48010; MN: This is not an offer to enter into an agreement and an offer may only be made pursuant to Minn. Stat. §47.206 (3) & (4); NJ: Residential Mortgage Lender License – Licensed by the N.J. Department of Banking and Insurance; OH: Licensed by the Ohio Department of Commerce, Division of Financial Institutions, Ohio Residential Mortgage Lending Certificate of Registration #RM.804654.000. RI: Rhode Island Licensed Lender #20224336LL. For other states, visit . All loans must meet underwriting guidelines. This information is intended for the exclusive use of licensed real estate and mortgage lending professionals in accordance with local laws and regulations. Distribution to the public is prohibited. Subject to change without notice. CHANGE LENDING, LLC AND ITS LOAN PRODUCTS ARE NOT SPONSORED OR ENDORSED OR BEING OFFERED BY THE U.S. TREASURY DEPARTMENT OR ANY OTHER GOVERNMENT AGENCY. © 2025. Change Lending, LLC. All rights reserved. Some of the Products referenced in this website are originated by the Change Company CDFI LLC, NMLS #2486868, the parent company of Change Lending, LLC.