Foreign National
An Investment Option for Foreign Nationals
Change Wholesale’s Foreign National DSCR program is designed for globally based borrowers seeking U.S. investment properties - without the need for traditional income documentation or U.S. credit.
Program Highlights
- Loan amounts up to $2.5M
- Qualify using debt service coverage ratio (DSCR) with I/O Payment
- No U.S credit score or FICO required
- Up to 75% LTV for purchase/rate-and-term
- Up to 70% LTV for cash-out
- DSCR as low as .75 — qualify using property cash flow
- Asset seasoning 30 days minimum in a U.S. banking institution
- Foreign assets permitted for reserves
- Fixed-and adjustable-rate mortgages available
- Interest-only options available
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