I tell it how it is. When I call Mike Czartoryski at Change Wholesale - he answers, every time! He confirms whether our scenarios will fly with verbal guidance and it's a fairly straight forward underwriting process. Can't ask for much more. Appreciate the product offerings of Change Wholesale.

Fabian G. | My National Loan

Mike C is a professional. He is excellent at quick communication through email, text, and phone day and night. He is very knowledgeable about lending and the products Change offers. He has the ability to speak to his Underwriting department and clarify conditions. He is an excellent AE and I cannot think of what he could have done better. The entire team at Change was very responsive and I found them to be better than UWM. Thank you to Mike, Mike H, Robin, and the closing department who still got my loan closed and funded after the original closer was not there during the process. Great Job!!!!

Michael L.

Great experience with Change as this was the first closing with them. Very helpful along the way with questions and helping move the loan along.

Eric S.

Mike is always amazing and prompt. He comes through for us and our borrowers. The entire team is great to do business with.

Chad R.

Thank you very much for your services. Change is my favorite to work with. 

Ryan L. | Truss Financial

Mike is hands down the best AE in the game. Responsive, knowledgeable, and truly an asset to the Edge Home Finance team!

Tom A. | Edge Home Finance

Not only do I consider him a business partner but a true friend. Blessed to have met Mike many years ago and grown my business exponentially with his advice and expertise. Love you Cheddar!

Randy G. | National Home Mortgage Loans 

Our company would not flourish and be a truly well-rounded mortgage company without Change Wholesale, and specifically, Mike Czartoryski. The guy is a walking guidelineguru and just gets things done. If you need a phenomenal Non-QM rep look no further than Cheddar!

Jonathan H. | Next Door Lending 

Mike Czartoryski is an absolute stallion! He should be owned by a middle eastern Sheik. With all jokes aside, I wish I could clone the guy and put him at my agency lenders. Always answers his calls, even when his wife was giving birth, always positive, and always solution focused. Appreciate all you do for your team Mike!

Tom K. | Dynagen Lending 

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Mike Czartoryski
|
Vice President, Account Executive