Stan Spencer

Account Executive

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Because he was recently self-employed as a consultant - to his own former business - Jian was not able to qualify with traditional lenders due to his lack of a two-year history in his new job. Because of Jian’s prime credit score of 753, 30% down payment, and his lucrative consulting role with the business he had just sold, we were able to help him realize his dream of homeownership with a Community Mortgage.

Jian | Recently Self-Employed Consultant

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I am no longer going to take my Bank Statement loans anywhere else. Within the first 3 days of submission, I am able to receive a true conditional approval, and not a conditional approval where the loan is kicked out after appraisal has been received or 10 days have passed. I love the certainty of Change, Stan Spencer, and Denise Church. Thank you for getting my bank statement loans closed for me.

JAF

Stan and Denise are the best. They respond quickly to all my questions and concerns. Stan even picks up his phone on weekends. He is the best!

Thankyou Stan for all your help on my files, it helps me in obtaining more business.

Gold Standard Mortgage

I have been a LO for over 25 years, and communication is huge in this business. Stan's customer service and communication skills are one of the best if not the best in the industry. He is extremely helpful and is proactive in helping me with any issue that arise. He answers his phone even on weekends and evenings which in this industry is a must.

Gold Standard Mortgage (Bakersfield Branch)

Stan is truly an amazing representation of your company. The support he provides is above average and I'm truly grateful for him.

Frank M.

Stan and his team were awesome to work with. They got things done quick and communicated through the entire process. This was my first loan with Stan and his team, I look forward to working together again soon.

Matt W.

Everyone was VERY helpful getting this loan done. Big shout out to Denise Church for her quick responses and helpfulness. The only issue we had was having to upload documentation multiple times as closer couldn't find docs.

Katy M.

Thank you for all your help in getting this deal pushed through. You moved mountains and it’s greatly appreciated by everyone involved with the transaction, particularly me. I was already sold on Stan, now I’m sold on the entire Change Wholesale team.

Bob B.

Thanks for all of the help and info Stan! You're the best! Like substantially a GREAT Broker partner Account REP! Tell your boss I said so. Forward him this email. I appreciate your awesome communication and I'll keep you posted!

Lesley S.

Stan is always available, always helpful, always takes my calls, couldnt ask for a better AE.

Alex H.

10/10 - excellent communication and efficient process. I look forward to working with Stan and Sonia on the next one! Thank you!

Gavin H.

This was our first loan with Change and AE Stan Spencer. Stan was great, extremely responsive, well read in his guidelines and his team was wonderful too. Certainly one of our “go to’s” for Non-QM loans.

Jonathan R.

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