Stan Spencer

Account Executive

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Because he was recently self-employed as a consultant - to his own former business - Jian was not able to qualify with traditional lenders due to his lack of a two-year history in his new job. Because of Jian’s prime credit score of 753, 30% down payment, and his lucrative consulting role with the business he had just sold, we were able to help him realize his dream of homeownership with a Community Mortgage.

Jian | Recently Self-Employed Consultant

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This was our first loan with Change and AE Stan Spencer. Stan was great, extremely responsive, well read in his guidelines and his team was wonderful too. Certainly one of our “go to’s” for Non-QM loans.

Jonathan R.

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Stan is always available, always helpful, always takes my calls, couldnt ask for a better AE.

Alex H.

10/10 - excellent communication and efficient process. I look forward to working with Stan and Sonia on the next one! Thank you!

Gavin H.

Thank you for all your help in getting this deal pushed through. You moved mountains and it’s greatly appreciated by everyone involved with the transaction, particularly me. I was already sold on Stan, now I’m sold on the entire Change Wholesale team.

Bob B.

Thanks for all of the help and info Stan! You're the best! Like substantially a GREAT Broker partner Account REP! Tell your boss I said so. Forward him this email. I appreciate your awesome communication and I'll keep you posted!

Lesley S.