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Because he was recently self-employed as a consultant - to his own former business - Jian was not able to qualify with traditional lenders due to his lack of a two-year history in his new job. Because of Jian’s prime credit score of 753, 30% down payment, and his lucrative consulting role with the business he had just sold, we were able to help him realize his dream of homeownership with a Community Mortgage.

Jian | Recently Self-Employed Consultant

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Stan and his team were awesome to work with. They got things done quick and communicated through the entire process. This was my first loan with Stan and his team, I look forward to working together again soon.

Matt W.

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This was our first loan with Change and AE Stan Spencer. Stan was great, extremely responsive, well read in his guidelines and his team was wonderful too. Certainly one of our “go to’s” for Non-QM loans.

Jonathan R.

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Everyone was VERY helpful getting this loan done. Big shout out to Denise Church for her quick  responses and helpfulness. The only issue we had was having to upload  documentation multiple times as closer couldn't find docs.

Katy M.

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Stan is truly an amazing representation of your company. The support he provides is above average and I'm truly grateful for him.

Frank M.

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Stan is always available, always helpful, always takes my calls, couldnt ask for a better AE.

Alex H.

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10/10 - excellent communication and efficient process. I look forward to working with Stan and Sonia on the next one! Thank you!

Gavin H.

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Thank you for all your help in getting this deal pushed through. You moved mountains and it’s greatly appreciated by everyone involved with the transaction, particularly me. I was already sold on Stan, now I’m sold on the entire Change Wholesale team.

Bob B.

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Thanks for all of the help and info Stan!  You're the best!  Like substantially a GREAT Broker partner Account REP!  Tell your boss I said so.  Forward him this email.  I appreciate your awesome communication and I'll keep you posted!

Lesley S.

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Stan Spencer
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Account Executive